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Particularly well-suited for younger lawyers looking to maximize their life insurance coverage at member-only rates. Pennsylvania Bar Association members, and their spouse or partner, can apply for up to $1 million of coverage.

Find Your Rate

Your estimated premium:

$0.00/year
(or $0.00/month)

The total annual premium for all of your eligible dependent children, regardless of how many, is $6.00 for a $5,000 coverage amount each.

The initial cost for insurance is based on the attained age of the covered person when insurance becomes effective. The cost increases as the covered person grows older.

* Please call the Administrator for renewal rates starting at ages 65. Coverage for Member and Member’s Spouse terminates at age 80.

The premium contributions shown reflect the current rates and benefit structure. Premium contributions may be changed by New York Life Insurance Company on any premium due date and any date on which benefits are changed. However, your rates may change only if they are changed for all others in the same class of insureds under this group policy. For example, a class of insureds is a group of people all with the same issue age and tobacco/nicotine usage. Benefit option amounts are not guaranteed and are subject to change by agreement between New York Life and the policyholder.

For more information – features, costs, eligibility, renewability, limitations and exclusions – please view the applicable brochure here. An application attachment is also included for each policy.

For help understanding the application underwriting process please click here.

Coverage Overview

  • Pennsylvania Bar Association Members and their lawful spouses under Age 65, are eligible to apply – so are full-time employees of members!
  • Benefits up to $1 million for members and their spouses
  • Benefits up to $250,000 for employees of members
  • Lower rates for Qualified Non-Smokers
  • Coverage terminates at age 80

Questions & Answers

The Group Term Life policy includes a Waiver of Premium clause. This feature is desgned to keep you insured even if you become disabled and unable to work (subject to certain terms & conditions).

As an easy rule of thumb, experts recommend having life insurance that equals between 10 to 15 times your gross income. But many people need even more than that.* To get a more accurate idea of how much life insurance to buy, click here to schedule a life insurance consultation with one of our licensed insurance agents.

* https://lifehappens.org/life-insurance-101/

Unlike employer-based coverage, this insurance is portable—which means that if you change jobs, your coverage does not terminate. Access to this insurance is made possible through your Pennsylvania Bar membership. Just maintain your membership to keep your coverage.

Underwritten by New York Life Insurance Company, New York NY 10010 On Policy Form GMR

USI Affinity is licensed to transact business in all of the 50 United States and the District of Columbia.
USI Affinity's state of domicile is Pennsylvania.
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group coverages it underwrites are available in all jurisdictions. New York Life's state of domicile is New York, and NAIC ID # is 66915.

Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.

AR Insurance License # 325944; CA Insurance License # 0G11911.

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